A relief comes with knowing your car is in the hands of reliable auto movers. An auto shipping company helps protect your car during transport from pick-up to drop-off. Knowing who will be responsible for insurance can provide peace of mind in case of an accident or theft during transport. Here is what you need to know about insurance for car shipping services:
Who is Responsible for Insurance During Car Transport?
The auto transport company is responsible for insurance when shipping your car from one location to another. Car movers are legally required to be insured, and transport coverage should provide basic liability insurance to cover damage to your property in case of an accident. Many auto movers can add comprehensive insurance for further protection during transport. Comprehensive insurance often covers damages resulting from damage, vandalism, and theft. Natural disasters like floods, earthquakes, or hurricanes may also cause damage. A transporter’s insurance should also cover any damage when loading or unloading your car.
A moving company is not responsible for damages your car had before transportation. Inspect the car with the truck driver before loading to identify and document any existing damage. Most insurance policies do not cover personal property inside your vehicle. An auto transport company may ask you to remove personal items before loading and shipping.
What Should You Look for in Car Transport Insurance?
Before choosing an auto transport company, check if their coverage caters to your needs. Verify that the company has adequate coverage options to protect your car. Inadequate insurance could incur additional out-of-pocket expenses if your vehicle is damaged during transport. Here are some things to check when choosing auto movers with sufficient coverage:
- Understand What Is Covered: Inquire about the company’s insurance to understand what their policy covers. Choose a company whose insurance policy covers theft, damage, loss, and vandalism.
- Ask for Proof: A reliable auto transporter should provide a valid certificate indicating what they cover. Verify that the insurance is valid and sufficient to cover your car’s value. The company’s insurance should also come from a licensed and reputable provider.
- Put Agreements in Writing: Avoid verbal agreements or handshake deals when verifying car transport insurance information. Make sure all information is listed in your contract before booking your transport.
- Check the Limits and Deductibles: An insurance policy’s limits and deductibles can affect the amount you claim after damage or theft to your car. Review the policy to ascertain that it provides adequate protection, preventing excessive out-of-pocket expenses.
- Ask About Additional Coverage: If you are shipping a high-value car, ask about additional coverage for extra protection. Some companies offer insurance options with higher coverage limits or luxury or antique cars.
Choosing Reliable Auto Movers
When shipping your car from point A to B, insurance can help protect it against theft or damage. Choose an auto transport company offering sufficient coverage to safeguard your vehicle during transport. Review the company’s insurance policy to understand if it caters to your needs. Contact reputable auto movers today to inquire more about their insurance coverage options.